h m e
WHY?
A CENTURY 21 ® Agent can help you
capitalize on these market opportunities.
Real Estate Is Still One Of The
Best Investments You Can Make.
Despite recent slowdowns in some markets, housing
remains a good long-term investment, and demographic
demand favors housing over the long term.
Homeownership offers immediate benefits and long-term
value. Homeowners accumulate wealth for the future
while enjoying the benefits of a shelter that they can use,
improve and sell.
Reasons Why You Should Stop Renting
• Rents continue to rise
• Having no economic security, not knowing how much your rent may
go up in the next three years
• No tax benefits
• No price appreciation
Aid for First-Time Home Buyers 1
First-time home buyers who purchase a primary residence between
April 9, 2008 and July 1, 2009, may be eligible for a tax credit up to $7,500 2
or 10% of the purchase price, whichever is less.
For more information, visit: http://thomas.loc.gov/
Is Now The Right Time For
Your New Home?
What’s the first step?
The best way to start is to work with a professional
— someone who can guide you and be your
champion - a CENTURY 21 ® Agent! A CENTURY
21 Sales Professional can help you understand
the opportunities in your local real estate
market as you take that important first step.
A CENTURY 21 Agent can help whether
you’re buying or selling a home.
When Buying a Home
There are a few general rules of thumb that a
CENTURY 21 Agent can guide you through.
Eliminating your fear, uncertainty and doubt is
clearly one of our primary goals.
Search for a CENTURY 21 Sales Professional that • you are comfortable
with and who is knowledgeable of the area that you wish to buy in.
• Begin your home search process by eliminating what type of homes
you do not want. Look at all styles and sizes of homes. Shopping
online is a great way to help determine what your ‘ideal’ home is.
• Figure out how much home you can afford. Determine whether this
purchase will be for a ‘starter’ or ‘long-term’ home’? This will help
determine what type of mortgage is best suited for your needs.
Your CENTURY 21 Sales Professional will provide you with the
information you need to make an educated decision. And
interest rates are low right now, indicating it is truly a great time
to buy! 3
When Selling a Home
A CENTURY 21 Sales Professional will analyze the current market
conditions, recent sales, and expired listings to give you a realistic
assessment of your home’s value and recommend some proven strategies
for preparing your home for sale.
Let’s Lok At What You Can Afford
Get a general idea of your buying power in today’s market with this
worksheet. Remember that income, debt, credit history, credit scores and
financing needs are also factors that impact what you can afford.
Selling Your Current Home
Current Market Value
Amount owed + Seller Closing Costs
Estimated GROSS Proceeds
Purchasing Your New Home
GROSS Proceeds available for downpayment
Additional Funds available for Purchase
Buyer Closing Costs
Downpayment
Estimate how much house you can afford -
multiply your downpayment by 5.
-
- +
Now let’s see what homes
are available for you!
Visit century21.com
What Is Right For You?
Working with a CENTURY 21 ® Sales Professional can
help you navigate today’s market.
Are you dreaming about buying or selling a home? We believe that the
dynamics of the market today actually benefit consumers in ways that the
bull housing market of a couple years ago did not. Finding the right real
estate agent can make you a savvy consumer and improve your overall
experience.
Here’s why a CENTURY 21 Agent is right for you:
• Our local knowledge of neighborhoods, schools, market
conditions, ordinances
• Technology gives us an edge - you’ll enjoy the resources available
on century21.com
• We are ready and able to make a full-time commitment to
your goal
• As Real Estate Professionals we can help identify mortgage
specialists who can assist you with your financing
“Many buyers know that homeownership is
an investment in their future. More than
three-quarters of all recent buyers believed
their home purchase was at least as good
as an investment in stocks.”
2007 NAR Profile of Home Buyers and Sellers
Visit your local CENTURY 21 office, century21.com or
call 800.C21.GOLD to find an Agent near you
1 H.R. 3221, Housing and Economic Recovery Act of 2008/ The Library of Congress, http://thomas.loc.gov/
2 Consult a tax professional for details. Credit expires June 30, 2009.
3 freddiemac.com “MORTGAGE RATES PLUNGE IN FREDDIE MAC WEEKLY SURVEY”
We are a strong, vibrant and global real estate
family. We strive every day to deliver unsurpassed
market intelligence and insights, and use our
strengths to help you successfully buy and sell real
estate. We embrace your goals and are committed
to achieving them. Our network is your edge: More
than 60 countries, 8,900 offices and 140,000 Agents
strong. CENTURY 21: The Gold Standard.
Proud sponsor of
© 2008 Century 21 Real Estate LLC. All rights reserved. CENTURY 21 ® is a registered trademark licensed
to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each
office is independently owned and operated.
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